How To Create US PayPal Account [Definitive Guide]
Banking, Business, Money, Startup

How To Create US PayPal Account [Definitive Guide]

PayPal is the most popular payment gateway today, and anyone may use it. Users may simply make bank transactions with PayPal, such as transferring money to businesses and individuals, as well as checking their bank statements. Creating a PayPal account is straightforward. We will see how in this article. There are a few requirements that you should be aware of, which we have also laid out in detail in our comprehensive guide. 

Let’s get started! 

What Is PayPal And Is It Safe?

at Is PayPal And Is It Safe?

PayPal Inc. is an American company that operates an online payment system in the majority of the countries that allow for online money transfers, and acts as an electronic alternative for conventional paper ways like cheques and money orders. 

To perform any transactions with PayPal, you only need a PayPal account with payment details such as credit/debit/prepaid card or a bank account that is  associated with it. PayPal is well-known for its simplicity in facilitating payments between parties. PayPal allows you to send money from one part of the world to another with ease. 

Is it safe to use PayPal? This is most likely the first question that comes to mind. PayPal is one of the world’s safest financial services companies. Money senders do not have access to your bank account or personal details. If you encounter any issues, PayPal’s Purchase Protection will protect you. 

Benefits Of Using PayPal

Benefits Of Using PayPal

PayPal is the most popular payment method. There are numerous advantages to using it. One of the most important benefits of using PayPal is it is secure. If you use PayPal, you have access to this excellent security feature. If somebody else gains access to your account and tries to log in, PayPal will match your IP address to the person’s IP address, and if the two don’t match, PayPal will ban access to that account from the unknown IP address. It will aid in the security of your funds and PayPal account.

PayPal is simple to use and is a great way to send money to friends and family. Customers who use PayPal can get a free virtual card. It’s exclusively available in the United States, and we refer to it as a PayPal key. The one and only problem is that not all countries have access to this service. PayPal, on the other hand, plans to expand this service to many more nations in the near future. 

PayPal sends you a payment receipt whenever you complete a transaction with them, such as paying for a product or service online. If you are dissatisfied with the seller’s goods or service, you can make a complaint with PayPal by filing a dispute and quickly outlining the problem to PayPal with the receipt of your payment. PayPal will contact the seller, and if no answer is received (indicating that  scammer), your money will be reimbursed to your PayPal account. Paying online is safe and secure, so you don’t have to be concerned.

What Information Do You Need To Set Up A Personal PayPal Account?

What Information Do You Need To Set Up A Personal PayPal Account?

A Personal PayPal Account is intended for users who shop and pay online, as well as those who would like to send or receive personal payments for shared expenses, such as rental charges. Because the transaction commissions are greater, it is not advisable that sellers register a Personal account to collect online payments.

The information you will need to open a personal PayPal account is listed below. 

  • Your Name
  • Address
  • Phone Number
  • E-mail Address
  • A Social Security 

What Information Do You Need To Set Up A Business PayPal Account?

What Information Do You Need To Set Up A Business PayPal Account?

For merchants who operate under the cover of a business or group name, a Business PayPal Account is suggested. Such an account includes extra features including limited access to 200 employees and a Customer Service email alias to ensure that any concerns with your customers are handled correctly for speedier follow-up. 

The information you will need to open a personal PayPal account is given below.

  • A LLC or Corporation
  • A Company Phone Number
  • A Company Address
  • An EIN Number
  • A Social Security Number or An Individual Taxpayer Identification Number .

To Open A PayPal Account, What Documentation Do You Need?

To Open A PayPal Account, What Documentation Do You Need?

To open an account with PayPal, a variety of documents are accepted. PayPal accepts the following documents: 

  1. Acceptable proof of SSN/ITIN documents include:
  • Social Security Number card
  • Letter from IRS assigning SSN or ITIN
  • 1099 Form (Dated within last 12 months)
  • Employer-issued W2 (Dated within last 12 months)
  • Paystub with complete SSN (Dated within last 12 months)
  • 3rd party prepared tax documents (Dated within last 12 months, and signed by 3rd party preparer)
  1. Acceptable Proof of identity documents are:
  • Driver’s license
  • Passport or passport card
  • State or Government Issue ID
  1. Acceptable Proof of Address documents are:
  • Utility bill (Dated within last 12 months)
  • Cell or landline phone bill (Dated within last 12 months)
  • Motor vehicle registration (Dated within last 12 months)
  • 401k/Brokerage Statement (Dated within last 12 months)
  • Copy of Grant Deed on Home or Lease Agreement for Home
  • Bank or credit card statement (Dated within last 12 months)
  • Identity card or driver’s license with physical address listed (must be current)

How To Create A US PayPal Account?

How To Create A US PayPal Account?

Creating both of the personal and business types of accounts is incredibly straightforward. It’s as simple as going to and clicking the sign up button. The form has a place for all of this information, once you have completed them. Then you are all set. 


PayPal is an amazing and secure way to conduct online business transactions. However, only persons with U.S. Social Security Numbers for personal accounts and either SSN or ITIN numbers for company accounts are eligible. And we are all aware of the numerous benefits that a PayPal account in the United States can provide. The only point is that you will need to acquire some necessary and critical things in order to set up this PayPal account. You can use PayPal in over 200 countries and use its services if you live in one of the countries listed on PayPal’s permitted countries list.

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