Apart from the fact that two-wheeler insurance is mandatory in India, there are many other reasons why it is important to always have proper insurance coverage. One of those reasons is to ensure continuous protection for your vehicle from accidents and other hazards. While it offers higher convenience, driving a two-wheeler is more dangerous than driving a car. This is because you have less physical protection while riding a bike. Hence, if you ever end up in a two-wheeler accident, you are likely to suffer grave injuries. A comprehensive 2 wheeler insurance policy provides protection against theft, natural disasters, personal accident, third-party liability, and more.

Coverage of comprehensive bike insurance

A comprehensive insurance plan offers the following types of coverage:

• The policy offers medical coverage for the policyholder if they are injured while riding. This includes injuries caused by multiple vehicle collisions or accidents not related to another vehicle.
• The policy covers physical damage to the bike due to accidents as well as damage caused by theft, vandalism, or disaster.
• The policy includes accidental coverage for injuries of the third-party involved, as well as legal liability coverage for accidental damages to their property.
• The policy provides coverage in the event of damage to any third-party vehicle in the collision as well as damage to any physical property in the event of a motorcycle collision.
• The policy includes overall bike protection or replacement if the bike is severely damaged. The value of the bike is calculated after taking the depreciation value into account.

* Standard T&C Apply

Process of renewing comprehensive bike insurance online 

A two-wheeler insurance policy is designed to protect you in all the above areas and more. However, it is not something that you buy and just forget about. Since bike insurance is valid for one year, you must make sure you do the two wheeler insurance renewal on time. Here is how you can renew your bike insurance online:

• Calculate the premium

Log on to our insurance provider’s official website and get to the section that has the premium calculator. Fill in your personal and vehicle details along with your previous policy number and submit the information to calculate the premium. *

• Fill renewal form 

Once you have seen what your renewal premium would be, you should go to the next page and fill in the personal contact details, address, vehicle details, and nominee details in the renewal application. *

• Make the payment

After entering the correct details, all you must do is make the payment. There are multiple payment options to choose from, such as credit/debit cards, net banking, and payment wallets. Select the appropriate payment method to make the payment online and you are done. *

* Standard T&C Apply

Benefits of renewing bike insurance online

There are several benefits of ensuring timely renewal of your two-wheeler insurance policy by doing it online:

• Concessions 

Timely renewal of a two-wheeler insurance policy online ensures that you can avail and retain benefits like no claim bonus. This helps you to enjoy your coverage at a lower bike insurance price. Renewing after the expiration date may result in you losing these perks. *

• Sense of security

Knowing that your bike insurance policy is renewed and valid will give you security and peace of mind. It gives the confidence to travel safely on the road. *

• Prevents legal troubles 

A policy that is renewed on time protects you from the penalties imposed on you by traffic laws. If the traffic police stop you, you can show a copy of the insurance and travel freely without any penalties. *

* Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.